The interest on any remaining balance is backdated to the date of purchase, and the rate applied to this Deferred Interest will depend on your Buy Now, Pay Later plan start and end date: What are my options if I don't want the interest rate on my account to increase? Give us a call on 0345 640 0700 to discuss this in confidence. It does not store any personal data. Although card holders can gain discounts on selected products by requesting a vault code, you can also earn a . This cookie is set by GDPR Cookie Consent plugin. What browsers will myargoscard.co.uk work on? If you change Bank account and don't let us know we might be trying to take money from your old bank account. We'll only take your Minimum Payment each month, while Buy Now Pay Later plans will never have a Minimum Payment. Head to Your Account, click on the GIFT CARDS link. What do I do if I'm struggling to pay my bills? What happens if I am unable to increase my payments? Digital Gift Card So, if you need a newwashing machine, want to shop the latest looks from Tu Clothingor are on the hunt for the latestgaming PC, apply for an Argos Card onlineor in-store.Credit subject to status. You cant use your Argos Card to shop online at Sainsburys.co.uk or when using the Sainsburys app. Paying as much as you can before the plan ends will reduce the amount of interest that you pay. Why is that? To be able to carry on using your Argos Card you must call 0345 601 0798 to let us know what option you have chosen. If you're entering your Argos Card number, you don't need to type the first four digits (6335), just the 15 digits after that. How will increasing the interest rate impact the way my account works? This website will work on all commonly used browsers - Chrome, Microsoft Edge, Safari, Firefox - and on most devices (PCs, iMacs and Macbooks, iPhones, iPads, Android phone and Android tablets, Amazon Fire tablets). * These organisations all have different opening hours which may vary, so check their websites for details. Argos/Homebase A Cards If youve one of these gift cards and want to spend it at Homebase, sadly theres not a lot you can do. You can also find out more information about how to set up Fixed Payment and Full Statement Balance Direct Debits HERE. Skip to main content. Sainsbury's to close two Argos depots in move that will affect 1,400 jobs. Cook delicious meals with HelloFresh! signin icon Account Saved items 0.0 Your basket is empty Basket 0 Basket. Learn how your comment data is processed. If you don't have sufficient funds in your account, then your Direct Debit might fail. You can use your Blue Light Card for Argos discounts only by buying vouchers first. If you already have Adobe Reader or equivalent, make sure your PDF software is up-to-date. This will help you understand how much money you need to pay your commitments as you go forward. You can only use the Argos card in Argos shops, on the Argos website and in branches of Homebase. If you continue to use this site we will assume that you are happy with it. Some of the options may mean that we need to suspend your card to help you to start clearing your balance. Why is my payment not showing on my account? Just like a credit card, you can shop using your Argos Card in Sainsburys stores or at Argos and you dont have to pay anything straight away. If you have set up a repayment arrangement to clear the arrears on your account, then you don't need to increase your payments at the moment. Asos Nike Argos John Lewis Currys. So that includes eGift Cards or physical Gift Cards (the plastic or cardboard type). When do I need to make a payment by? You can - if you want to use your own bank to make a payment here's what you need. We use Secure Sockets Layer (SSL) protocol for managing your encrypted session and 128 bit encryption, which is why the latest versions of web browsers are needed to register for and use this service. They have a huge selection of washing machines, dishwashers, refrigeration, plasma and LCD TVs, laptops, PCs, games consoles, iPods & much more! Remove the silver scratch panel from the back of your card to reveal your CVV2. We know your debts aren't going to disappear on their own, but we really can help. Once your arrangement has ended, please call us on 0345 601 0798 so we can then discuss your Persistent Debt repayment options with you. We're sorry that you're considering closing your account. Unauthorised use and/or duplication of this material without express and written permission from this sites author and/or owner is strictly prohibited. You can pay for your order in full with Gift Cards or gift vouchers. Argos Offer - Up to 50% off Selected Watches. Claim now with code HELLOUNI15. Sainsburys Petrol Stations. Will I need my login details to make purchases or manage my account over the phone? How might the proposed Royal Mail strike affect my Argos Card? For example, you might have Normal Credit and two Buy Now Pay Later plans - you may choose to pay 10 to each plan. As of November 2020 Argos is one of the UK's largest general merchandise retailers, operating both in stores and online.. Catalogue stores. Can you use an argos gift card in homebase? We call this Deferred Interest and this will also be added to your Normal Credit with the remaining Plan balance (see 'How Deferred Interest is included as part of your Minimum Payment?'). Persistent Debt is where a customer has paid more in interest, fees and charges in an 18 month period, than they have towards paying for the item they originally bought. } Check that you have no security software running that might be blocking the PDF from downloading. The Argos discount works in a very similar fashion to the above. This will earn you some bonus points. You can submit a request for a Minimum Payment Direct Debit on myargoscard.co.uk. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Unfortunately, no, Currys does not currently offer specific NHS discounts. Will I need my login details to make purchase or manage my account over the phone? How do I see my statements? The cookie is used to store the user consent for the cookies in the category "Other. +MORE. If you've only become an Argos Card holder in the past 12 months, If you have an emergency temporary credit limit already on your account, If you've changed your limit within the last 6 months, If you're requesting a new limit which is below your current balance, If you're in arrears or you've missed payments. We are committed to resolving your complaint to your satisfaction and hope that together we can reach an agreement. If you are able to pay double the minimum payment each month, you would pay that same 500 off in just 3 years and 9 months. Purchase a gift card in store, where any value up to 1,000 can be loaded onto a Gift Card. What are the physical state of oxygen at room temperature? 5.04 per month*. (Please ensure that you provide all of your details relevant to your Argos Card account). Remember, if you don't want your rate to change you can get in touch with us to close your account on your existing rate, but you won't be able to spend on your Argos Card again. All Currys gift cards can be redeemed in store or online. If you make only the Minimum Payment each month it'll take you longer and cost you more to clear your balance so feel free to repay as much as you want to in addition to your Minimum Payment Direct Debit. FONT-SIZE: 14px; OVERFLOW: hidden; BORDER-TOP: black 1px solid; FONT-FAMILY: Arial, sans-serif; BORDER-RIGHT: black 1px solid; BORDER-BOTTOM: black 1px solid; WORD-BREAK: normal; PADDING-BOTTOM: 10px; PADDING-TOP: 10px; PADDING-LEFT: 5px; BORDER-LEFT: black 1px solid; PADDING-RIGHT: 5px You can turn off your paper statements, and paper letters we occasionally send you, when you log in to myargoscard.co.uk or if you download and register on the My Argos Card App. . A registered charity that offers free and impartial advice, their service is totally confidential and supports anyone who needs advice and guidance to help them take control of their finances. If you wish to make a complaint you can do so by making contact through any of the channels listed here: We hope to resolve issues as soon as were informed. . Follow these simple steps to use the code. I've forgotten my login details. Its a simple way to pay for your online Argos shopping. Here's some information which may come in handy if you're unsure about how to do something on myargoscard.co.uk. Spread the cost on your Argos shopping with an Argos Card. Pete is a full-time blogger and side hustler and has shared his ideas on making and saving money to over four million people. You can only change your payment/statement date a limited number of times. Can I register again? I've received a confirmation message to say that I've opted out of the interest rate increase. What is Estimated Interest? Can I change my Direct Debit details? HERE are the 35 places you can spend a Love2shop e-gift card: All Bar One. FONT-SIZE: 14px; OVERFLOW: hidden; BORDER-TOP: black 1px solid; FONT-FAMILY: Arial, sans-serif; BORDER-RIGHT: black 1px solid; BORDER-BOTTOM: black 1px solid; WORD-BREAK: normal; FONT-WEIGHT: normal; PADDING-BOTTOM: 10px; PADDING-TOP: 10px; PADDING-LEFT: 5px; BORDER-LEFT: black 1px solid; PADDING-RIGHT: 5px If you're on a mobile device, make sure your signal is ok and that you have the data available to download a PDF (they're about 400KB each). How do I report a bereavement? How you pay is entirely up to you and all of the ways to pay are listed on the back of your statement, which include: If we sent you a letter asking you to choose an option and you chose to make increased monthly payments, remember to make sure that you're paying your increased monthly payment amount. You can use your Argos Card in any Argos store, online at argos.co.uk, over the phone and on the Argos app. In addition, you can also benefit from a 25 percent discount in store at Habitat, and you can nominate a second card user, as long as you live at the . If you're using browsers older than Chrome 28, Firefox 27, Microsoft Edge 12, Safari 7. Whether you're looking for the smallest mobile phone to easily fit in your pocket, a flip phone for a retro vibe, or something with a large screen to stream your favourite shows, we can help. If you only have Buy Now Pay Later plans and a Minimum Payment Direct Debit there's no payment to take. I've been in contact with you and chosen an option, but my circumstances have changed. Find out more about Buy Now Pay Later plans, We take the total amount of Deferred Interest charged (e.g. The Argos Card lets you shop at Argos and Habitat, with flexible payment plans that give you longer to pay. Apply these Currys PC World or something can i use my argos card in currys pc world looking at computers how grant. 30/3 month plan length = 10 charged each month for three months. Check out my video on this page on how to purchase your cards. We haven't increased the interest rate on the Argos Card for a long time, yet we have seen the costs of running the Argos Card increase. If you have been in Persistent Debt for 18 months and we will send you a letter or email asking you to choose from some options. We like to remind customers of this to help them avoid their account entering Persistent Debt, which happens when they've paid more in interest, fees and charges than they have towards their original purchase. Argos is a credit card offered by Capital One. "I would like to make a payment against specific plan(s) myself" - You can choose how much you want to pay against any plans that you have. My Buy Now Pay Later Plan ends soon, and I dont know how Im going to afford to pay off the balance. If you want to change your payment due date, give us a call and ask. What's a Login ID? You'll also see a padlock symbol somewhere on your browser, which confirms your session is secure (padlock positions may vary dependent on your browser - always make sure that one is showing though whenever you are using secure sites). If you're on an Android device, make sure you have a suitable app for opening PDFs. Increasing your monthly payment means that you'll be paying less in interest, fees and charges, and you'll be repaying your balance faster. Get Voucher. We want to help you, so please contact us on 0345 601 0798 if you want to talk about Persistent Debt. Applying for the card is not a hassle at all, as this can be done online, via phone or at the till. Bank Of Ireland) aren't working at the moment. Retail map locators. Were looking into this as we know itd be a super-helpful feature. How do you tell your boyfriend how much you love him over text? I'm worried about being able to afford my repayments If you've missed a repayment to your Argos Card account, or think you might do, we want to help. Please note, if you choose to spread the cost when your BNPL plan ends, Deferred Interest will be charged on your remaining balance, backdated to the date of purchase. If youve one of these gift cards and want to spend it at Homebase, sadly theres not a lot you can do. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. You cant use your Argos Card to shop online at Sainsburys.co.uk or when using the Sainsburys app. You can contact us on 0345 601 0798 about your options at any time. The cost of living crisis is affecting all of us and making it harder to balance our household budgets. Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Argos is most well known for its traditional high street catalogue stores. If the date of the rate change occurs in the promotional period of any Buy Now, Pay Later plans on your account, the Deferred Interest will be charged at your current rate up until the change in your interest rate has taken place, where it will then be charged at your new rate. You must pay your minimum payment before the due date each month, which will be at least 25 days after your statement date. How much does it cost to use the Argos Classic Mastercard abroad? You can make payments to the plan at any time - it's up to you. How do I close my account? Argos has a monthly plan from three to 12 months, depending on how much you spend. Love2shop Gift Cards can be spent in The Entertainer, M&S, Iceland, Boots, Debenhams, Matalan, Argos, Wilko, New Look, Peacocks, River Island, HMV and many more stores. Can I turn off my paper statements and letters? Money Dashboard Review The Best Budget Monitor? We use cookies to ensure that we give you the best experience on our website. Can I use my Argos store card in Currys? If your Argos Card account is suspended, it means that you won't be able to use your card to buy anything new. Will my Argos Card application involve a credit search? - Manage your account in one easy place. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. Why do you need my contact details? If you can, you should try to take action to move your account out of Persistent Debt. Make sure you're entering your most up-to-date Argos Card - if you have received a new Argos Card recently, you'll need to enter the details for that Card. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. In short - yes you can add Nectar points from a receipt if you take that and your card along to the Sainsbury's in-store customer service desk within 14 days. Enter your debit card number so that we can check that it's one we accept, then - if you have more than one plan on your account - choose one of the options: NOTE: Always make sure that you pay your minimum payment against Normal Credit before making payments against any other plans or you may incur late fees and more interest. If your payment card is from one of those banks then you will either need to use a different payment card (issued by a different bank) OR make a payment another way for the time being until we can resolve the issues we're having. Payments made outside of these times will be applied to your account within 3 days. Please don't reply to the error message because this won't register on our system. If you've received a letter from us about this issue, then your account meets that definition and you need to consider taking action. Are you a Blue Light Card holder? Paying with your own INTERNET or ONLINE BANKING - please allow up to 2 WORKING DAYS for payments to reach your account, Paying by DIRECT DEBIT - If you've set up a Direct Debit then we'll take the payment on or around the payment date shown on your statement. Check your Love2shop card balance. 4 December 2020 at 9:33PM. Mobile Safari 5 or Opera 20, then you might find you have problems using this site. . If you use both the App and this website you'll need to set up both separately).